54 pages 1 hour read

The Crash

Fiction | Novel | Adult | Published in 2025

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Prologue-Part 1Chapter Summaries & Analyses

Part 1: “One Week Before the Crash”

Prologue Summary: “After the Crash”

Content Warning: This section of the guide includes discussion of death, rape, illness, and substance use.

The Prologue depicts an unidentified narrator committing murder. They have never done anything so shameful before and can hardly believe that they’re taking someone’s life now. Tears follow, but the narrator finds comfort in remembering that there was a good reason for the crime: It was the only way. The reason for the murder and the identity of the victim aren’t revealed.

Part 1, Chapter 1 Summary

Tegan Werner lives in a run-down apartment in a small town in Maine and works at the local grocery store. She’s almost eight months pregnant, suffers from sciatica pain, is too poor to live in a safe area, and feels like things in her life are as bad as they can get. On a freezing night in December, she gets home to find Jackson Bruckner waiting for her. He’s an attorney and is there to discuss business with her—business that’s about to make her incredibly rich, thanks to the baby she’s carrying.

Part 1, Chapter 2 Summary

Tegan is 23, unmarried, and saving money to go to nursing school. She got pregnant from a one-night stand that she can barely remember and only recently learned who the father is. Her neighbor, Mrs. Walden, is very judgmental and condescending regarding Tegan’s situation. Tegan calls her unborn baby “tuna” since that’s been her main pregnancy craving. She has conversations with her baby and imagines that she can hear it talking to her.

Part 1, Chapter 3 Summary

Tegan was visiting her brother, Dennis, a ski instructor, when she got drunk at a bar and had sex with a man she just met. Several months later, she recognized him on television: Simon Lamar, a wealthy real estate developer who is married and has two kids. When a paternity test proved that he’s the father of Tegan’s baby, he offered her a huge payoff to sign a nondisclosure agreement, eager to keep his wife from finding out. The settlement will give Tegan plenty of money to raise the baby in comfort. Jackson is Simon’s lawyer, but he’s been very kind to her, and Tegan trusts him.

Part 1, Chapter 4 Summary

Nightmares about Simon have plagued Tegan, and she hasn’t been sleeping well. She’s still working, hesitant to quit before finalizing the deal with Simon for fear that it will fall through. Tegan’s parents both died young, but Dennis is a caring and protective older brother. Tegan misses him. He’s too swamped with work to visit her, but he asks her to come and stay with him for a while.

Part 1, Chapter 5 Summary

Tegan is attracted to Jackson and worries that she won’t see him anymore after the deal goes through. He and Simon come to Tegan’s apartment on the day they’re scheduled to sign the contract. As Simon looks at Tegan with disgust, she notices his cologne, an unusual scent that he wore when she met him. Suddenly, a repressed memory comes back to her, and she realizes that he drugged and raped her.

Part 1, Chapter 6 Summary

Tegan voices the accusation, and Simon calls it preposterous. In private, Jackson urges Tegan to forget what happened and sign the contract. He doesn’t seem to believe her. Thinking of the women Simon might hurt in the future, Tegan opts to go to the police rather than accept his money. Simon insists that she has no proof and that nobody will believe her. He says that he’ll destroy her in court and sue her for defamation and then leaves.

Part 1, Chapter 7 Summary

Dennis calls soon after Simon and Jackson leave, expecting Tegan to be celebrating. She tells him that the deal fell through, though she doesn’t want to say why over the phone. Explaining that she was raped is something she needs to do in person. He invites her again to visit him, and despite it being a long drive, she agrees.

Part 1, Chapter 8 Summary

Tegan starts the drive to visit Dennis late after picking up an extra shift at work. It’s only an hour until sunset, and there’s a snowstorm on the horizon. She isn’t able to stay ahead of the storm as she hoped, and it begins snowing hard. Her GPS directs her to get off the highway and then loses its signal. She can’t see through the snow well enough to find the highway. Her cell phone rings; it’s Jackson.

Part 1, Chapter 9 Summary

The call quality is poor, and Tegan misses most of what Jackson says. It sounds urgent—something about Simon and the police. The brakes in her car stop working, and she crashes into a tree.

Part 1, Chapter 10 Summary

After the crash, Tegan takes stock of her injuries. Her nose is bleeding from the airbag, there’s a large bump on her forehead, the dashboard is pinning her in place, and her left ankle must be injured, judging by how much it hurts. There’s no signal to call 911, and she’s freezing. Smoke is coming from under the car’s hood, so she can’t turn the car back on for heat and risk starting a fire. Tegan is having trouble breathing and worries that her lung may be punctured. She’s likely to die if she stays there, and the odds seem to be against anyone finding her in the blizzard, but before too long, she sees headlights. A man gets out of a truck and approaches her.

Part 1, Chapter 11 Summary

The enormous man frightens Tegan. He uses a shovel to clear the snow blocking her car door and then moves her seat back so that she’s no longer pinned between it and the dashboard. He introduces himself as Hank Thompson and carries her to his truck since she’s unable to walk on her injured ankle. Tegan says that she needs to go to the hospital, but Hank says he’s taking her to his house and doesn’t elaborate.

Part 1, Chapter 12 Summary

Tegan begs the man not to hurt her and offers him money. He explains that the hospital is too far to drive in the storm. He adds that he’ll try to call an ambulance from his landline and that he won’t hurt her. His wife, Polly Thompson, is a former nurse and can care for Tegan in the meantime.

Part 1, Chapter 13 Summary

Hank and Polly’s power and phone lines are out due to the storm. Polly says that they’ll take her to the hospital in the morning. Hank carries Tegan to the basement, which the couple converted for Polly’s mother to live in when she was dying of cancer. It has a hospital bed and a bathroom. The basement is pitch black and cold, and to Tegan, it smells of decay. Polly gives her a flashlight and blankets. She tries to look at Tegan’s injury, but the pain is so intense that Tegan won’t let Polly remove her boot.

Part 1, Chapter 14 Summary

Tegan doesn’t trust Hank. She gets a weird feeling from him, which doubles when she sees a dark bruise around Polly’s wrist—it looks like it came from someone gripping her too hard. Tegan concludes that Hank abuses his wife.

Polly gives Tegan some Tylenol—the only thing she says is safe for the baby—and makes Tegan comfortable while making polite small talk. Polly asks about Tegan’s husband, and Tegan, not wanting to be judged, lies about being married to a man named Jackson. When Tegan looks through her purse after Polly brings it to her, she notices that her cell phone and pepper spray are missing.

Part 1, Chapter 15 Summary

Polly brings Tegan a tuna sandwich and helps her go to the bathroom in the bedpan. Tegan, in excruciating pain, begs for something stronger than Tylenol. When Polly refuses because of the baby, Tegan says that it’s her pregnancy, her choice, and she needs it.

Part 1, Chapter 16 Summary

Polly brings Tegan two Dilaudid pills for pain, but after thinking about the baby’s health, Tegan decides not to take them. She tells Polly about her dream of becoming a nurse. Tegan continues to make assumptions about Polly’s abusive marriage, thinking that they’re both victims of the terrifying man upstairs.

Part 1, Chapter 17 Summary

Though Tegan is in agony all night from her injury, she resists taking the pain pills. The next morning, she notices that the power is back on, but Polly says the phones are still out, and there’s no cell service in the area. She adds that the roads won’t be plowed until late that evening or the next day.

Part 1, Chapter 18 Summary

Tegan cries on and off throughout the morning. She plays solitaire with a deck of cards to occupy herself. Polly confides that she’s not working as a nurse anymore because Hank wanted her to stay home. Tegan considers telling Polly the truth about how her baby was conceived and the fact that she’s not married but ultimately says nothing.

Part 1, Chapter 19 Summary

After eating lunch, Tegan sleeps until eight o’clock in the evening. She wakes up feeling groggy and wonders if there was a sedative in her food. As a caretaker, Polly is adept and kind, but she gives Tegan bad news. The snowplows are delayed, and they’re still stranded. She promises Tegan that they’ll take her to the hospital the following morning. Tegan vacillates between hopefulness and fear that she’s going to die there.

Prologue-Part 1 Analysis

In line with the psychological thriller genre, the Prologue offers an immediate and ambiguous hook. By depicting a person in the act of committing murder for the first time but withholding most of the details—like who is committing the crime and who is being killed—this scene creates intrigue. Because the resolution of this crime isn’t addressed until the Epilogue, it acts to frame the main narrative arc with an additional mystery. The narrator’s final words in this section—“I did this for a good reason after all. It was the only way” (8)—add thematic meaning to the Prologue by introducing the idea of The Complex Ethics of Rationalization, although the full circumstances of the scene won’t be revealed until the Epilogue.

In Part 1’s opening scene, McFadden uses elements of setting to create an ominous atmosphere. It’s December in Maine and freezing cold. Tegan lives in an unsafe area and arrives home from work after dark. The streetlight outside her seedy apartment complex is also burned out. This foreboding atmosphere creates tension and establishes a suspenseful mood, one that the author maintains with various techniques throughout the novel. Sensory details help bring the story to life by allowing readers to connect to events in a more immersive way. Tegan’s response to seeing a strange man in a trench coat “cloaked in shadows” adds to the menacing atmosphere in the first scene (11). This atmosphere continues after Tegan’s abduction, when a “sickening smell of decay” in Hank and Polly’s basement contributes to a sinister atmosphere in a similar way (69). As the point-of-view character, Tegan’s perception plays a large role in how these sensory details are conveyed. Her initial fear often shapes her description of the scene. For example, when she realizes that the strange man is Jackson, she’s no longer afraid. Similarly, the subtext suggests that the basement doesn’t actually have an odor of decay; it’s only her perception of the odor that induces dread. These details help establish the theme of Perception Versus Reality and the Dangers of Presumption by showing how susceptible Tegan is to putting all her beliefs in first impressions.

In Chapter 2, Tegan’s interaction with her neighbor introduces one of the novel’s external conflicts: Tegan versus society. More specifically, she faces judgment and discrimination because she’s a young, unmarried mother-to-be. Traditional gender roles and sexual norms make this situation somewhat taboo, even though Tegan was raped. McFadden’s portrayal of such judgment and unkindness exposes the human habit of judging someone before knowing the details of their circumstances and attributing others’ hardships to character deficits. Simon’s and Jackson’s responses to Tegan’s accusation of rape help reinforce the prevalence of this attitude in society. Jackson doesn’t believe Tegan, and Simon feels confident that he can use coercion to keep her from pressing charges. Their responses reflect broader trends in society and exemplify the obstacles that many women face in cases of rape. The role that Jackson has played in “handling” Tegan and other women whom Simon abused reflects the role of secrets in both loyalty and complicity, and the tension between his relationships with Simon and Tegan provide an early glimpse at the theme of the complex ethics of rationalization. Another external conflict pits Tegan against financial adversity. Her economic difficulties play an important role in Tegan’s choices, which move the plot and generate conflict. For example, she picks up an extra shift at work, which puts her in the unsafe situation of driving during a blizzard.

Tegan’s character development is a driving force behind the book’s thematic look at perception versus reality and the dangers of presumption. Part 1 establishes two important facts of the narrative: Tegan wants and cares very much about her baby, and she habitually jumps to conclusions and makes assumptions about others. The book uses a structure that alternates points of view to emphasize the subjective nature of Tegan’s conclusions and distinguish between perception and reality. In Part 2, Polly will take over narration. Her point of view will contradict much of what Tegan assumes about her and Hank in Part 1, like how she got the bruise on her wrist and why she left her job. This allows for the character development of both women, as Tegan’s and Polly’s presumptions are exposed, while developing dramatic irony, as the readers are privy to backstory about the women that the other characters don’t have, highlighting just how wrong they are about each other.

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